Welcome to Sonel Workers Credit Union Ltd
A member-owned Financial Institution operating on sound cooperative and business principles.
Online BankingMobile Money
We have Mobile money services available at your disposal. You can deposit or withdraw money from your account through momo or Orange money
Take Loan
We have several Loan Products at your disposal
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the SOWOCCUL or other banks we support by adding your beneficiaries. If you are in the diaspora you can easily transfer funds into your account and vise versa
A registered Micro Finance establishment created by ENEO workers for workers since 1997.
Our Mission
SOWOCCUL is committed to continuously develop and improve the livelihood of its cooperators and their communities. By providing proximate and efficient micro-finance and cooperative services
Our Vision
Our vision is to provide financial assistance to all our members and help them both short and long term goals
Our Goal
SOWOCCUL provide different loan products to her members at the lowest rates possible
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within SOWOCCUL or to other banks. Transfer within SOWOCCUL is instant and to other banks may take less than 24 hours.
Deposit
Members are able to deposit their money through our several methods like in any of our branches or through mobile money or Visa or master card
Savings
our members are able to save at any time and in any of our branches
Your financial trusted partner
The energy and satisfaction of our members is our main priority
Lowest loan interest
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to apply for a loan
Open an Account
To be an account holder you must be a worker of ENEO and her partners
Apply for Loan
After Creating an account you can apply to any Loan. Terms and conditions apply
Loan review and approval
The BOD sits and review your Loan application file.
Funds disbursed into your account
Once the loan is approved , the funds are dispatched into your account. If disapproved then the reason will be sent to you so that you can make amendments
We Have The Best Loan Plans
School Fees Loan
- Take Minimum FCFA500,000.00
- Take Maximum FCFA2,500,000.00
- Per Installment 2%
- Installment Interval 30 Days
- Total Installment 10
Save Regularly, Borrow Wisely , Repay Promptly
The energy and satisfaction of our members is our main priority
4000
Members
500+
Total Loans granted
6
Total Branches
7+
Cities We serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve you and what our working process and terms and conditions are etc. Here are frequently asked questions
Yes, you can send money from SOWOCCUL to another bank?
To become a member, you must 1. Be an Eneo/KPDC/DPDC worker 2. Fill out a membership form 3. Nominate a beneficiary 4. Pay 55,000 f.cfa for the purshase of shares / documentation fees 5. Present the following (Tax payers card, copy of ID card, Locali- sation plan, 02 passport size photo)
Absolutely yes because of it's : 1. Authentication and certification (legal status) 2. Solvency and the right level of statutory reserves (legal & other reserves) 3. Team of diligent professional staff with integrity.
A CAT1. Registered MICRO-Finance Institution- Created by Sonel workers for its workers and managed by the workers since 1997. Accreditation/COBAC/MINFINo: D-2001/05/ 00395
A Volunteer Board of Directors is voted by the General Assembly(GA) for a given mandate to ensure: - Proper credit union governance - Develop and harmonize strategies policies enacted by the state for the well-being of SOWOCCUL. - Follow-up and monitor the implementation of adopted policies and byelaws by management. The daily operational activities and implementation of BOD decisions are carried out by an appointed General Manager and his team.
Our Partners
